Алексей Цыганков

1. Developed an explicit concept of the Bank’s regional branch network expansion. Personally managed expansion of the branch network in the Northwest Federal District spanning the territory of nine Subjects of the Russian Federation (One Branch, 21 Operational offices, 20 Customer Service offices).2. Initiated setting up and supervised development of the database of 2,500+ trade partners of the Bank. 3. Ensured top line and profitability performance of the Bank’s regional branches according to the business plan within the area of responsibility: 2008 managed credit portfolio approached RUB 13 billion, net profit amounted to RUB 964 million.4. Personally responsible for operational administration of regional branches of the Bank: successfully negotiated financial terms and conditions of cooperation with the key trade partners, resolved conflict situations. 5. As a result of my recommendations based on detailed performance analysis of the Bank’s products’ sales in regional branches and risk factors’ analysis, the underwriting procedures and debt collection system of the Bank were significantly revised and updated. 6. Carried out complex analysis of the competitive environment in the regions covered by the Bank. Developed and implemented a series of business ideas and proposals concerning the Bank’s product portfolio, that allowed to build a low-risk high-return portfolio in middle-size customer segment.